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Committing credit card fraud is still "ridiculously easy to do," he says. Secret Service, helping to infiltrate the online underground and training agents in the latest fraud techniques.
So if a card is skimmed, if someone has its magnetic stripe information, they would still need the number on the front or your ZIP code to commit fraud. So if someone gets your debit card information and uses it, your cash is gone until you fill out a lot of paperwork and persuade the bank to give it back to you.However, the downside is that a lot of merchants require more security for American Express than for other cards.They may ask you to enter the four-digit code on the front of the card or your ZIP code.If a deal is way too good to be true, it's probably a scam and they just want your information.The more information a website asks for, the more you need to be certain that this is information they really need and it's a legitimate site.
If you're only checking your statement once a month, someone can start using your card at the beginning of the billing cycle, and they can do a lot of damage before you catch it.